Your Benefits Made Easy!
To-dos:
- Review all benefit options within this guide
- Click the link below to learn how to enroll
- Log in to Workday to elect your benefits
- For further questions and assistance, contact HRSolutions@amerisbank.com
OPEN ENROLLMENT
July 27 - July 31
Plan Year: September 1, 2026 - August 31, 2027
Welcome to Your Benefits Overview!
At InspireNOLA, we appreciate your commitment and contributions to our organization’s success. Each year, we strive to offer benefit plans to our employees that not only reward you for your hard work but offer you and your family comprehensive and affordable health and wellness protection. This year we are continuing to offer these 100% employer paid plans:
- Medical: Employee-only coverage on the Ochsner Only Base Plan
- Dental: Employee-only coverage
- Vision: Employee-only coverage
We are confident that you will find our 2026-27 benefit offerings to be of excellent value to you and to your dependents.
Within this Digital Benefits Guide, you will find a summary of our benefit plans for 2026-27. Please review this guide carefully as you prepare to make your elections for the upcoming plan year to ensure that you select the coverage that is right for you.
ABOUT THIS GUIDE
This Digital Benefits Guide describes the highlights of the InspireNOLA Benefits Programs in non-technical language. Your specific rights to benefits under this program are governed solely, and in every respect, by the official plan documents and not the information contained within this guide.
In the event there is any discrepancy between the descriptions of the program elements contained within this guide and the official plan documents, the language of the official plan documents shall prevail. Please refer to the plan-specific documents published by each of the respective carriers or third party administrators for detailed plan information. Eligibility for any benefit plan is determined by plan documents and policies. You should be aware that any and all elements of our Benefits Program may be modified in the future to meet Internal Revenue Service rules, or otherwise as determined by InspireNOLA.
Eligibility
Employees & Family Members
You are eligible to enroll in coverage if you are a full-time or part-time employee who works 30 or more hours per week. Open enrollment elections are effective January - December.
Eligible dependents include:
- Legal spouse
- Natural born child, stepchild, legally adopted child, child placed for adoption, foster child, or any other child placed in your legal guardianship who is:
- Under the age of 26 (eligible until the end of the month in which they reach age 26)
- Over the age of 26 and is disabled
- Covered by a Qualified Medical Child Support Order
To be enrolled in benefit plans, all covered dependents must have a valid Social Security Number entered in Workday.
Making Changes Throughout the Year
Qualifying Life Events
The elections you make during Open Enrollment are effective through the January - December plan year unless you experience a qualifying life event.
Examples of qualifying life events include:
- Marriage or Divorce
- Birth, adoption, or placement for adoption
- Death of a dependent
- Gain or loss of other coverage
You have 30 days from the date of the qualifying event to make changes to your benefits through Workday. You are also required to supply verification documentation to HR Solutions within the 30 day window.
Section 125 Plan Rules
Some of Ameris Bank’s plans are governed by Section 125 of the Internal Revenue Code. This means you can pay for certain group insurance premiums with pre-tax dollars and could lower your taxable income. It also means that changes, funding account expenses, and eligibility rules are governed by the IRS.
This Digital Benefits Guide is intended to highlight available benefits and should not be relied upon to fully determine coverage. The benefits plan may not cover all health care expenses. More complete descriptions of benefits and the terms under which they are provided are contained in the Certificate of Coverage that you will receive upon request. If this Digital Benefits Guide conflicts in any way with the policy issued by the employer, the policy shall prevail.